National Housing Finance and Investments Limited

National Housing Finance and Investments Limited also known as (NHFIL) started its journey in Bangladesh as a leading investment and financial advisory company on 18th August, 1998. The company started with its corporate office in Dhaka, and moved on to open four more branches. The Motijheel branch opened on 18-Aug-2001, the Chittagong branch opened on 06-Apr-2004, the Gulshan branch on 01-Jun-2004, and the Bogra branch opened on 19-Apr-2009.

The investment policy guidelines of NHFIL outlines the investment exposure to real assets, equity funds, both public and private, other sources of income, both in the national and international market. National Housing Finance proudly received the “First ICMAB Best Corporate Award” in the year 2007.

Vision of NHFIL:

The vision of the company encompasses the social growth of the nation through financial independence and security of all strata of society, ensuring that the business ethics are not compromised. The main aim of the company is to give back to the society and playing a pivotal role in the overall development of the economy.

Mission of NHFIL:

The mission of the company is to understand the underlying financial needs of the clients, ensuring their financial security, practicing the best investment policies to multiply the assets of the company and clients and in this process, not compromising the ethical values.

Services offered by NHFIL:

The company offers four basic kinds of services:

Home Loans
Lease Finance
Deposit Scheme
SME Finance

Home Loans:

Home loans are given to individuals who want to purchase personal property for the purpose of residence or commercial use. Home loans can be availed from National Housing for:

Purchase of new or old Apartment or House
Construction of a building
Renovation of old Apartment or House
Purchase of plots for housing purpose
Purchase of commercial property

Lease Finance:

The company provides lease finance to acquire all types of machinery and equipment for industries, manufacturing and service units. The time ranges from 2 to 5 years. With advantages like prompt service, easy documentation procedures, maximum funding, tax benefits, etc., NHFIL provides lease finance to the eligible people. NHFIL also provides car loans to purchase the dream car.

Deposit Schemes of NHFIL:

NHFIL is certified by the Bangladesh Bank to accept term deposits. There are various schemes available with the company like Term Deposit, Double Money, Monthly Savings, Monthly Income, Millionaire Scheme, etc. for the benefit of the clients.

SME Finance:

There are various investment opportunities for the Small to Medium Entrepreneurs. Loans and other facilities are provided by NHFIL to these budding entrepreneurs. This promotes the clients to start small and medium scale industries, contributing to the developing economy.

The company has a fully functional complaint cell which addresses the grievances of its clients. All the issues are kept very confidential. NHFIL charges a very competitive rate as fees for the services provided.

The shareholding structure of NHFIL is:
Banks 14.15%
Insurance Companies 33.41%
Local Corporates/Business Groups 33.32%
Non-Resident Bangladeshi Investors 9.5%
General Shareholders 9.62%

National Housing Finance and Investment Limited has an authorized capital of Tk. 2000 million and paid up capital of Tk. 400 million. It is run by a group of professionally trained management and staff whose foremost objective is the prosperity of the clients.